We spoke yesterday I beleive
To check with heat gun you must put it on the same surface outside and inside, so hit the pex outside and inside, that should be fairly accurate, you should also see your return temp raise from where it exits the house until it reaches the back of the stove. The return tends to steal some heat from the supply on the way back.
Pull your exchanger out, try pushing water through it backwards as to how it normal flows with a garden hose. Do that a few times, go get you some CLR and try pouring it in there and pushing it through, let it set in it a bit, then refresh.. Unless it's some really nasty hard scale that "could" work