Wood, I had the same concerns 3 years ago prior to firing boiler for first time; someone at the plumbing store suggested using RV antifreeze cause its super cheap (because its not formulated for hydronic heating applications and can cause untold damage or wear of system component).
Long story short;
I put in a back up gas boiler, which when controlled right (still working on it) will act as a back-up or booster to supplement OWB
Seperated hydronic heating system in house from OWB, via flat plate heat exchanger
Filled house side of system with 30%Gycol mix, in detached garage (seperate heat exchanger) went 50% Gycol - potentially adding some snowmelt to aprons and small sidewalk
...Also, I have an LP powered generator to keep the lights on
I know these options are the cheapest, but hey sure beats replacing a OWB/giant ice cube