No one likes the service or fixed charges but would any of us like to pay the cost of the poles, lines, transformers and all the rest of the equipment needed to get power to our homes by ourselves? I have known a couple of people that thought they could generate their own power cheaper than buying from a utility. Within 2 months they were back on the grid because it was way too costly generating power themselves.
WillieG you mentioned the cost of gas to drive 20 miles. You make a good analogy, think of the gas as the electricity and your car as the distribution system of the utility. The cost of the gas to drive your car 20 miles is a small part of the total cost. The car itself, insurance, tires, maintenance, interest on the car loan the list goes on and on is the actual cost to drive your car 20 miles.
I have a 20 KW standby generator but I know I can't run it cheaper than buying my power from the Co-op.